COVID-19 Business Resources

Small Business Resources

Rogers Park Business Alliance is proud of the caring, work ethic, dedication and resiliency of the West Ridge community. We firmly believe that, together, we will meet the challenge that we are all faced with today and going forward.

You can view our growing list of West Ridge businesses that are open and/or receiving donations. You can also check out the Chicagoland Dining at a Distance list.


Financial Assistance

Loans

Federal
  • Economic Injury Disaster Loan (EIDL) and Loan Advance: The Small Business Administration (SBA) has re-opened applications to ALL qualifying small businesses. Find the application and further information here. Applicants who submitted their applications previously continue to be processed. Information here. Disaster Customer Service Center at (800) 659-2955 is the primary point of contact for EIDL inquiries.

    If you applied previously and received EIDL, but didn’t request an Advance, SBA is processing an Advance for you, based on the number of employees stated in your original application at the rate of $1,000 per employee up to $10,000. The Advance does not need to be repaid, but will be deducted from the forgivable portion of your PPP loan, if you received a PPP. If you do not wish to receive the EIDL Advance, please contact SBA by email by 7/8/2020 of this communication at [EIDLAdvanceOptOut@sba.gov] (EIDLAdvanceOptOut@sba.gov), and reference your 10-digit application number and “Stop EIDL Advance” in the subject line.

  • Employee Retention Credit: The Treasury Department and the Internal Revenue Service launched the Employee Retention Credit, designed to encourage businesses to keep employees on their payroll. The refundable tax credit is 50% of up to $10,000 in wages paid by an eligible employer whose business has been financially impacted by COVID-19. Information here.
  • Express Bridge Loan Pilot Program: The SBA Express lenders provide expedited financing to small businesses located in declared disaster areas. Express Bridge loans are intended to be interim loans. Businesses use these funds for disaster-related purposes while they apply for and await long-term financing. Information here.
  • Paycheck Protection Program (PPP): As of 7/04/2020, the U.S. Small Business Administration (SBA) PPP loan program’s application deadline has been extended to 8/8/2020. The loan fund still has more than $100 billion available. Contact your bank, a Community Development Financial Institution (CDFI), Credit Union or participating Fintech (PayPal, Kabbage, Quickbook, Square, etc.) to apply. The SBA has launched a new Lender Match tool to assist you in finding a lender. here.
    ○  
    The PPP Loan Forgiveness Process has changed substantially with the passage of the Paycheck
    Protection Flexibility Act (PPFA) by Congress as of 6/4/2020.
    ○  PPP information will be updated regularly.
State

Grants

Federal
State
  • Business Interruption Grant Program (BIG):  The Illinois Department of Commerce and Economic Opportunity (DCEO) is launching the first round of BIG grants to businesses experiencing losses or interruption as a result of COVID-19 related closures. In the first wave of grants, priority will be given to small businesses that have been heavily restricted or completely shut down during the pandemic. Additional priority will be given to businesses located in disproportionately impacted areas (DIAs) or low-income areas that have had high rates of COVID-19 cases. Grantees will be selected by lottery. Information here. Applications accepted beginning June 26, 2020. Deadline for application is July 7, 2020 at 5 p.m.
  • Illinois Small Business COVID-19 Relief Program: The State of Illinois Treasurer is offering loans to small businesses through banks. Banks participating in this program are listed here.
Corporations/Nonprofits
  • Business For All Grant: Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. Applications are due September 25 at 12 a.m. PT. Application here.
  • DoStuff Amplification Project: Do312 is offering $1 million in free advertising for entertainers and small businesses for 400-500 businesses. The grants are meant to help people and small businesses who are doing something creative to make it through the pandemic, like bartenders who have created delivery services, artists hosting shows online and restaurants selling groceries to make ends meet. Information here.
  • Hello Alice Business Grant: $10,000 emergency grants for small businesses, specifically for Hispanic business owners impacted by COVID-19. Information here and here. Apply here.
  • My Block, My Hood, My City Grant: Funding available to support ongoing operations and/or inventory replenishment for small businesses located in the City of Chicago. Applicants must be a for-profit business; employ 20 or fewer staff at full operation; document 2019 annual revenues of more than $0 but less than $2 million. Maximum grant amount is $7,500. Application is available here.
  • Local Initiatives Support Corporation: Created the Rapid Relief & Resiliency Fund. LISC is one of the country’s largest social enterprises supporting projects and programs to revitalize communities and bring greater economic opportunity to residents.
    ○  Small Business Relief Grant: LISC is pleased to announce Small Business Relief Grants which are part of LISC’s Rapid Relief & Recovery Fund programs to help businesses with immediate financial impact due to the pandemic. Register for updates and review LISC’s Grant Information Overview and FAQ, which can be found here.
    ○  Small Business Rescue Fund: LISC in partnership with State Farm will provide low-interest loans from
    $75,000 to $500,000 to minority- and women-owned businesses and nonprofits in vulnerable communities. Learn more here.
    ○  Verizon Small Business Recovery Fund: LISC will use the Verizon funding to provide grants of up to $10,000 to businesses facing immediate financial pressure because of Covid-19—especially entrepreneurs of color, women-owned businesses and other enterprises in historically underserved communities who don’t have access to flexible, affordable capital. Register to receive email updates on the program here.
  • The Red Backpack Fund: This funding option is scheduled to open to a new round of applicants on 7/6/2020. The Spanx by Sara Blakely Foundation has partnered with GlobalGiving to launch The Red Backpack Fund. GlobalGiving will award at least 1K emergency assistance grants of $5,000 to female entrepreneurs in the U.S. to help alleviate immediate needs and support the long-term recovery of those impacted by this crisis. Majority women-owned businesses and nonprofits with annual revenues less than $5M, at least one additional paid employee, and fewer than 50 individuals on staff. Additional application rounds are expected to open on July 6 and August 3. Information here.

CLOSED

  • Arts for Illinois Relief Fund: This grant program will provide financial assistance to artists, artisans and cultural organizations impacted by COVID-19. The second phase of applications for both individual artists and arts and culture organizations is opened from May 4th through May 11th. Apply here.
  • Bartender Emergency Assistance Program here.
  • Chicago Small Business Resiliency Fund: The City of Chicago has established the $100 million Chicago Small Business Resiliency Fund (the Resiliency Fund), which will provide small businesses and non-profits with emergency cash flow during this health crisis. Funds will be provided to eligible businesses as low-interest loans. Applications open March 31st. Apply here. Deadline April 24th.
  • Facebook Small Business Grants Program: Information here. The application deadline for Chicago businesses is 5/1/2020.FedEx #SupportSmall Grants: Applications opened on 5/25/20 and will close on 6/12/2020.Each grant recipient will receive $5,000, plus a $500 credit from FedEx Office that can be used for printing banners, posters, floor graphics, custom branded boxes, and more. See Terms and Conditions for full details. Information here.
  • LISC, Small Business Recovery FundLISC has partnered with Sam’s Club and Verizon to provide small business grants of up to $10,000 to fill gaps in revenue. Apply here. Applications must be submitted by Tuesday, April 28 at 11:59 p.m. EST.
  • Chicago Microbusiness Recovery Grant Program: Funded by the City of Chicago, this program will provide grants of $5,000 to eligible businesses for use as working capital. Applications will be accepted for a period of one week following the opening of the application period and will be selected through a lottery. The application process opens on April 28th and ends on May 4th. More information here.
  • Restaurant Employee Relief Fund: Due to an overwhelming response of 60,000 applicants to date, the Fund is not currently accepting new applications. For updates about the Fund, please re-visit rerf.us and follow them on their TwitterFacebook, and Instagram social channels.
  • Special Service Areas (SSAs) Rebate Programs: The economic impact of the global Covid-19 pandemic has forced businesses to quickly adapt to the current needs of the stay-at-home orders by shifting their operations in order to ensure continuity of their business. The SSAs have developed 2 rebate program to support local businesses.
    • E-Commerce and Digital Marketing Rebate Program: Was developed in response to the COVID-19 emergency, with a goal of supporting local businesses expenditures for digital marketing and social media strategies. Download guidelines and application here.
    • Health and Sanitation Rebate Program: Was developed in response to the COVID-19 emergency, with a goal of supporting local businesses facing increased costs for sanitation supplies and takeout packaging by providing a rebate. Download guidelines and application here.
    • Comercio en Línea y Mercadotecnia Digital – Programa de Rembolso: Fue creado como respuesta de emergencia al COVID-19 para aisistir a los negocios locales que inviertan en mercadotecnia digital y en estrategias en redes sociales. Puede leer la guía y aplicar aquí.
    • Salud e Higiene – Programa de Rembolso: Fue creado como respuesta de emergencia al COVID-19 para aisistir a los negocios locales que enfrentan crecientes costos por material sanitario y paquetería por la nueva forma de venta de comida. Puede leer la guía y aplicar aquí.
  • The Salesforce Care Small Business Grant: Salesforce is partnering with Ureeka to offer eligible small businesses the opportunity to receive a $10,000 grant to help them through the COVID-19 outbreak. In order to ensure optimal user experience, applications will open in 2 phases. Phases are based on location, each phase will have 1 week to apply. Midway through the page, there’s a state-by-state map to see when your state’s phase is open. Apply here. Deadline May 1st.
  • Together Now Fund: This is a collaboration with the City of Chicago, The Chicago Community Trust and One Chicago Fund and private donations. The Together Now Fund is raising funds which will be granted to entities that will in turn make grants to small businesses as they work to recover from continued COVID-19 impacts and damage sustained during nationwide protests and unrest.  The grant application is here. Applications start on 6/22/2020; the deadline to apply is 6/29/2020.  Two types of grants are available;
    ○  Physical Infrastructure Repair – up to $10,000: to repair damage to the business site from 5/29 weekend
    and beyond.
    ○  Operational Cost Support – up to $4,000: to cover necessary operating costs like replenishing inventory
    during the period of 3/1/2020 and beyond.

Resources

      • Take a few minutes to complete the Illinois Department of Commerce and Economic Opportunity Survey that will assist in evaluating a request for an economic injury disaster declaration. Click here to fill out the form.
      • Business Affairs and Consumer Protection (BACP) has put together an FAQ document with answers to the many questions facing restaurant and bar.
      • BACP Coronavirus Disease 2019 (COVID-19) Resources for Businesses, Consumers and Employees.
      • BACP has resources especially for any COVID-19 related consumer fraud visit, BACP Consumer Fraud Hotline.
      • ChiBizHub small business portal.
      • Chicago Department of Public Health Guidance for Business and Employers.
      • Chicagoland Chamber of Commerce resource page here.
      • Chicago Community COVID-19 Response Fund from LISC, City of Chicago and United Way of Metro Chicago.
      • ComEd response to COVID-19 here.
      • Department of Cultural Affairs and Special EventsCOVID-19 Arts Community Resources.
      • The Federal Trade Commission has an alert page to avoid Coronavirus scams, here.
      • You can find information on how to start a GoFundMe campaign here.
      • Governor Pritzker’s office has provided FAQs regarding the ‘stay at home’ order, read here.
      • GrubHub is temporarily suspending collection in commission payments from impacted independent restaurants nationwide. More information here.
      • Illinois Department of Commerce Essential Businesses & Operations FAQ
      • The Illinois Liquor Control Commission (ILCC) created an FAQ in response to Governor Pritzker’s Executive Order that mandates the closure of on-premise dining in Illinois restaurants. The FAQ will help restaurants with “combined” on and off-premises liquor license holders gain clarification on what is allowed. Businesses that are unsure about the classification of their state liquor license should contact the ILCC for additional information.
        • Liquor licenses expire on the last day of each month. Due to the hardships on liquor license holders as a result of the COVID-19, all licenses expiring on March 31, 2020, April 30, 2020, and May 31, 2020 are extended until July 31, 2020. For more information please go to ILCC Liquor License Extensions.
      • Illinois Restaurant Association resources here.
      • Illinois Unemployment Insurance – The state’s unemployment program has been opened for those temporarily out of work due to COVID-19. The website has been up and down due to heavy traffic, but they can also be reached by phone as 1-800-244-5631.
      • Small Business Administration (SBAResources.
      • The Small Business Advocacy Council is gathering insight and data to assist with the formation of policy initiatives that can help Chicago businesses weather this storm. While it would be helpful for business owners, entrepreneurs and others supported by the small business community to identify themselves on the survey, please feel free to complete the form anonymously. You also do not need to complete every inquiry on the survey. Please only provide the information you feel comfortable sharing. SBAC will immediately pass completed surveys onto the Mayor’s team. Survey here.
      • State of Illinois resource page here.
      • 40th Ward Website.
      • 50th Ward Website.

Marketing Tips

Share your specials, your hours of operations, your delivery and shipping alternatives here. Anything that you are doing to promote your business. We will share it on the OnDevon social media accounts, Facebook, Instagram and Twitter.

Announcements / Listings / Services

      • Let customers know if you are offering delivery and curbside pick up.
      • Announce on your website and social media accounts if you are closing or remaining open.

Fundraisers / Donations

      • Rogers Park Food Not Bombs is looking for donations of food that restaurants perhaps might not be able to use. Fill out for here.
      • Submit your fundraiser to Chicago Service Relief directory here. You can also find a business to support.

Gift Cards

      • Businesses can set up an account with Square to create eGift Cards that can be sold online. Every business receives their own links that can be shared on social media and websites. Click here to sign up.
      • Yiftee can provide gift cards to sell on Facebook. Info here.
      • If you need help setting up your gift card contact Cindy at cplante@rpba.org.

List your business services for free below (delivery, curbside, take out, etc.)

      • Add your restaurant/pub to the Dining at a Distance list for customers to find out if you are open and offering pickup, delivery or curbside service. Here.
      • Send your restaurant information to Chicago Tribune to be included in their list here.

For more information call 773-508-5885 or email us at cplante@rpba.org.